Lily W. Eng DDS

101 Lafayette Street, 9th Floor, New York, NY 10013

212-842-5300, 212-842-8042

FINANCIAL POLICY

Our office wants all of our patients to comfortably afford & have the opportunity to decide which payment options best suit your dental and medical needs. Our office will gladly work with you to help get the maximum benefit available to you.

Most insurance plans do not cover 100% of all procedures. We will estimate your insurance coverage as closely as possible until we actually receive the payment from the insurance company. An estimate is not a guarantee of an insurance payment. We will assist you in dealing with your insurance as a courtesy, but the ultimate responsibility lies with you to follow up with your insurance in receiving payment. If applicable, you will be asked to pay your deductible, and all of your co-insurance on the day the service is rendered. Our estimates are subject to final approval by your insurance and could therefore change the amount due to our office. Any Secondary insurance shall be filed as primary insurance. By signing this form, you hereby authorize and direct any insurance payment for services rendered otherwise payable to you to be paid to Sunny Dental Care. If you receive any reimbursement payments from your insurance for services rendered, you agree to pay Sunny Dental Care the full amount of the reimbursement and/or the remaining balance for services rendered. Sunny Dental Care is entitled to keep the full amount of your reimbursement as that will be used towards the billable amount of services rendered.

Any out of pocket must be paid off on the last visit of dental procedure(s). 30 days after the insurance payments finalized, the remaining balance (should there be any) will be due in full by you. Should any delinquent balances remain beyond 30 days with no attempt on your end to pay in full or with no payment plan in place, any payment plan payment fails to be paid by you. Late fee and interest will be automatically apply to your account. You understand that your credit can be adversely affected as reporting to collection agencies and lawyers will be pursued.

PAYMENT OPTIONS: Our office accepts Visa, MasterCard, American Express and Discover credit or debit cards, cash, check, Care Credit, Alphaeon Credit, Flexible spending cards, Sunny Dental Care in house payment plans.

DISCOUNTS: NO DOUBLE DISCOUNTS

  1. Pre-payment: for out-of-pocket costs over $4000 in Full: 2% off on Credit Card payment and 5% off on cash, check payment.
  2. Sunny Dental Care in house payment plans: Payment agreement will be made with no extra fee and interest charge on your authorized credit card payment plan when you pay on time. A down payment will be required at the time the agreement is made.
  3. Senior Citizens (Age 60 and over) Discount: As a courtesy to anyone 60 years old and older we will gladly discount 10% of all procedure if services are paid in full at the time of treatment.
    **Please note, offer may not be combined with insurance**
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